A Dual Currency Card that saves you more
Every ICBC Credit Card has both Renminbi and Hong Kong Dollar accounts. Purchases and cash advances via 
and 
networks in Mainland China will be posted in Renminbi, so you won't have to pay extra for differences in the exchange rate or handling fees for foreign transactions. This also reduces the risk of carrying cash while travelling. Transactions made via 
network in 150 countries and over 29,000,000 appointed merchants in Mainland China, Hong Kong and overseas will be posted in Hong Kong Dollars - perfect for business, shopping and entertainment.
Enjoy the three most welcomed networks
Backed by VISA, the ICBC Dual Currency Credit Card is accepted worldwide and you can also make purchases through ICBC, China UnionPay and VISA. These are the three most widespread networks in Mainland China, allowing you the freedom to shop at any of several hundred thousand affiliated merchants. You can enjoy using your ICBC Dual Currency Credit Card for cash advances* 24 hours a day with 
, 
or in Hong Kong and , or in Mainland China, or around the world.
Notes: * In Hong Kong, the cash advance limit depends on the individual ATM. In Mainland China, cash advances are limited to a maximum of RMB5, 000 per day.
Manage your accounts with free "Phone Banking Roaming Service"
Phone Banking Roaming Service allows customers to manage their accounts 24 hours a day, free of charge. In Mainland China, you can manage your credit card account by making a local call to 95588 for customer service or ICBC Hong Kong Credit Card Centre's phone banking service. In Hong Kong, a local call to 218 95588 allows you to manage your ICBC accounts in Mainland China. This new service gives you the flexibility to control your accounts in both places without paying for international toll calls.
Next Step
If you want to apply for "Foreign Exchange and International Settlement" , account opening procedure as follows:
- 1.Call or email our customer service agents and get the respective application forms
- 2.Fill in the application, provide ID identification and the follow up with the customer service agents
- 3.Deposit and then you can enjoy our services
